Mold damage in your home or business? You might want to check with your insurance company to see if that is covered. There are many companies that cover certain mold damage or none at all. Insurance companies over the years have been changing their mold policies, including companies in 44 states.
Companies will cover mold issues due to accidental damage. Broken pipes, storms, and fire suppression efforts are what the companies consider accidental damage. Seepage, wear and tear, and not doing proper maintenance in your home that cause mold, the insurance companies will not cover.
Normal coverage for damage is between $5,000 – $10,000. You can purchase what they call a rider policy which will cover the mold in your home. There are exclusions for mold that include wet rot, rust, and mildew. An exclusion is all damage related to mold, but will only cover a certain amount when it comes to expenses.
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In many instances, mold in the attic or within structural walls is caused by a roof issue. Other cause can be improper ventilation or bad venting from exhaust fans.
Basements and crawlspaces are common areas for mold because of lack of sunlight, ventilation and often high humidity levels.
Condensation causes mold on or around windows. Leaks around frames and poor or damaged caulking will also contibute.
Poor exhaust ventilation and sink / tub overflows getting under floors and into walls are common causes of mold and mildew in bathrooms. The moisture attaches itself to area's such as tile, flooring, walls and plumbing fixtures.
Unseen mold could hide in vents, ducts, air conditioning and heating systems in your home. Mold growth in HVAC systems is often the cause of respiratory issues—asthma, allergies, coughing, and headaches.
Mold can hide behind baseboards and flooring typically caused by previous flooding or high humidity conditions in the house. The darkness in these areas allows mold to grow and thrive in these areas.
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We have offices near Cincinnati and Dayton, OH. Call now or reach us through our Contact Page to schedule a free mold evaluation.
Sometimes mold hides. Clarke Contractor's mold experts use the latest tools and equipment to find and evaluate the mold problem and identify the source. Use our form to request a free mold evaluation.
We destroy the mold or mildew or remove the effected area. We seal off contaminated areas to prevent the spread of mold spores and use air scrubbers, drying equipment and disinfectant to eliminate the mold.
If neccesary, we repair any damage due to the mold infestation or from the mold removal process and restore the effected area back to normal conditions.
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