Insurance and Mold
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Leaking Roof

Does Insurance Cover Mold?

Agencies will cover mold issues due to accidental damage.

Know YOur Policy and Coverage

Mold damage in your home or business? You might want to check with your insurance company to see if that is covered. There are many companies that cover certain mold damage or none at all. Insurance companies over the years have been changing their mold policies, including companies in 44 states.

Companies will cover mold issues due to accidental damage. Broken pipes, storms, and fire suppression efforts are what the companies consider accidental damage. Seepage, wear and tear, and not doing proper maintenance in your home that cause mold, the insurance companies will not cover.

Normal coverage for damage is between $5,000 – $10,000. You can purchase what they call a rider policy which will cover the mold in your home. There are exclusions for mold that include wet rot, rust, and mildew. An exclusion is all damage related to mold, but will only cover a certain amount when it comes to expenses.

Checking into your policy for coverage of mold is definitely a good idea before turning it in and being disappointed.

Why Choose Clarke Contractors?

We Have the ExpertiseWe have been in business 20+ Years! Clarke Contractors is the largest full-service restoration contractor in the Cincinnati and Tri-State area.

We Have the ResourcesWe have the equipment, certified professional staff and technical know-how to get the job done right and exceed your expectations.

We Respond... FAST!Our emergency services are available 24/7 and we move fast. We’ve seen the worst and can handle the call any time of night or day.

Satisfaction GuaranteedWe value our customers and what they have to say about us. From the first phone call to the final walk-through, we put customer satisfaction first.

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With an A+ BBB Rating and recent winner of the 2018 BBB Torch Awards for Business Ethics, customer satisfaction come first.
We have the resources, manpower and technical know-how to get the job done right and exceed your expectations.
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