Insurance and Mold
Servicing Cincinnati, Dayton, Northern Kentucky and Surrounding Areas

Does Insurance Cover Mold?

Better Business Bureau

Know Your Policy and Coverage

Agencies will cover mold issues due to accidental damage.

Mold damage in your home or business? You might want to check with your insurance company to see if that is covered. There are many companies that cover certain mold damage or none at all. Insurance companies over the years have been changing their mold policies, including companies in 44 states.

Companies will cover mold issues due to accidental damage. Broken pipes, storms, and fire suppression efforts are what the companies consider accidental damage. Seepage, wear and tear, and not doing proper maintenance in your home that cause mold, the insurance companies will not cover.

Normal coverage for damage is between $5,000 – $10,000. You can purchase what they call a rider policy which will cover the mold in your home. There are exclusions for mold that include wet rot, rust, and mildew. An exclusion is all damage related to mold, but will only cover a certain amount when it comes to expenses.

Checking into your policy for coverage of mold is definitely a good idea before turning it in and being disappointed.

Local remediation experts with all types of mold and mildew contamination

  • Evaluate and Identify Source
  • Isolate Infected Area
  • Clean / Treat / Eliminate Mold
  • Air Filtration Treatment
  • Removal of Infected Materials
  • Scrub and Sanitize
  • Treat and Eliminate Odor
  • Repair Structual Damage
  • Black Mold Removal
  • Air Scrubbing and Cleansing

Ohio / Kentucky Mold Removal Service Area

Cincinnati Area Service Map
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  • OHIO
  • Butler County
  • Clermont County
  • Greene County
  • Hamilton County
  • Montgomery County
  • Warren County
  • Boone County
  • Campbell County
  • Kenton County
Home Mold Services
Mold Inspection Mold Insurance

Home or Business, We Find the Source and Remove the Mold Contamination

Roof Leak

Leaky Roof / Attic & Walls

In many instances, mold in the attic or within structural walls is caused by a roof issue. Other cause can be improper ventilation or bad venting from vents and exhaust fans.

Damp Basement / Crawl Space

Basements and crawlspaces are common areas for mold because of lack of sunlight, ventilation and often high humidity levels.

Windows and Doors

Condensation causes mold on or around windows. Leaks around frames and poor or damaged caulking will also contibute.


Poor ventilation and flooding are common causes of mold and mildew in bathrooms. The moisture attaches itself to area's such as tile, flooring, walls and plumbing fixtures.

HVAC System

Unseen mold could hide in vents, ducts, air conditioning and heating systems in your home. Mold growth in HVAC systems is often the cause of respiratory issues—asthma, allergies, coughing, and headaches.

Mold on Baseboards

Floors and Baseboards

Mold can hide behind baseboards and flooring typically caused by previous flooding or high humidity conditions in the house. The darkness in these areas allows mold to grow and thrive in these areas.

Our Mold Removal and Remediation Process

Water Damage Response

Call Us

We’re strategically located in West Chester, OH, to respond to any call in Cincinnati, South Dayton and Northern Kentucky. Call now or use our form to request a free mold evaluation.

Mold Damage

We Inspect and Review Damage

Clarke has mold experts and the latest tools ready to review and evaluate your mold issue. Use our form to request a free mold evaluation.

Mold Removal

We Clean-Up / Remediate

We destroy the mold or remove the effected area. We dry, disinfect and seal all contaminated property and structures.

Certified Restoration Professional
Mold Remediation

We Repair and Restore

If neccesary, we repair any damage due to the mold infestation or from the mold removal process and restore the effected area back to normal conditions.

Mold Repair and Remodel

Why Choose Clarke Contractors?

We Have the ExpertiseWe have been in business 20+ Years! Clarke Contractors is the largest full-service restoration contractor in the Cincinnati, Dayton and Tri-State area.

We Have the ResourcesWe have the equipment, certified professional staff and technical know-how to get the job done right and exceed your expectations.

We Respond... FAST!Our emergency services are available 24/7 and we move fast. We’ve seen the worst and can handle the call any time of night or day.


Satisfaction GuaranteedWe guarantee workmanship with a three-year warranty. From the first phone call to the final walk-through, we put customer satisfaction first.

Real Customer Reviews

Total: 100+ current reviews / ratings.

Learn more about Clarke Contractors, Inc.

With an A+ BBB Rating and recent winner of the 2018 BBB Torch Awards for Business Ethics, customer satisfaction come first.
We have the resources, manpower and technical know-how to get the job done right and exceed your expectations.

Company Info

We Work With Insurance Providers, Adjusters and Property Owners